Tomás Rijo Estévez
Budgets, savings and debt, explained in plain words
Propose a collaboration See his work
Weekly YouTube videos, a podcast every other week and short LinkedIn notes for young professionals who want to get their money in order.
- YouTube @tomasrijo.demo Unverified channel · What we check
- LinkedIn @tomasrijoestevez.demo
- Podcast @dineroenvozbaja.demo
- 8,600 Subscribers · YouTube
- 2,100 Downloads · Podcast
How he works
Tomás started talking about money when he noticed that nobody had ever shown his coworkers how to read their own pay stub. He now prepares every topic like a short class: one concrete problem, a worked example with real numbers and one step you can take that same week.
He speaks to young professionals who get paid twice a month, have just opened their first credit card and want a simple plan. His YouTube channel has 8,600 Declared · Oct 2026 subscribers and the podcast gets 2,100 Declared · Oct 2026 downloads a month.
He doesn’t recommend products he hasn’t tried, and he doesn’t promise returns. When a brand is a good fit, he names it, explains who it’s for and who it isn’t for, and says up front that the collaboration is paid.
Recent work
Mi presupuesto de quincena, línea por línea (con plantilla)
YouTube
See on YouTube: Mi presupuesto de quincena, línea por línea (con plantilla)
Dinero en Voz Baja: tu primera tarjeta de crédito, sin sustos
Podcast
See on Podcast: Dinero en Voz Baja: tu primera tarjeta de crédito, sin sustos
Bola de nieve o avalancha: cómo elegir el orden para pagar tus deudas
YouTube
See on YouTube: Bola de nieve o avalancha: cómo elegir el orden para pagar tus deudas
Tu primer sueldo no se celebra entero ni se guarda entero: así lo reparto
LinkedIn
See on LinkedIn: Tu primer sueldo no se celebra entero ni se guarda entero: así lo reparto
Collaborations
Organizations and tools Tomás has worked with. Every collaboration is announced as paid and explained with everyday examples.
His channels
8,600
YouTube subscribers
4,200
LinkedIn followers
2,100
Podcast downloads per month
Data updated: October 2026
Testimonials
Tomás explicó el presupuesto con ejemplos de la vida de nuestros socios y sin una sola palabra técnica. Al terminar, varios jóvenes se quedaron para preguntar cómo empezar a ahorrar cada quincena.
Frequently asked questions
What brands does Tomás work with?
Organizations and tools that help people budget, save or pay off debt: credit unions, banks, apps and financial education courses. He doesn’t work with gambling, payday loans or crypto.
How is paid content disclosed?
Tomás says so when the segment starts, in the video or the episode, and the description carries a paid partnership label.
Does the brand review the script before recording?
Yes. The brand receives the script and can correct product details. The angle and the opinions are Tomás’s own, and no savings results are promised.
Does he run workshops for teams or members?
Yes, in Monterrey or by video call. The agency puts together a proposal based on the group, the length and the topic.
Does he publish in English?
No. All of his content is in Spanish and made for young professionals in Mexico.
Contact
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